The UK’s ageing population has ignited a huge demand for care and of course this means that some of the big questions remain unanswered – such as, who will pay for it?
There are approximately between 400,000 – 500,000 care home residents in the UK, and nearly 50% of these residents have to fund their own care fees. And with the ever increasing costs and nursing home fees averaging between £500.00-£700.00per week, these costs can quickly release you of nay savings you have.
However, there is a misconception that care home residents must automatically have to pay for their own care. In fact though, anyone that has to rely on care through illness should be assessed for their medical and health needs, as they may be eligible for full NHS funding.
As if the main reason that someone is in a care home is due to their health and nursing needs, the NHS is responsible for the full cost of the care home fees, regardless of the person’s ability to pay.
However, most people are unaware or even understand that this offering or assessment process exists. As in some cases, people are incorrectly assessed or indeed not at all. So the end result that man, if not most end up paying the care fees themselves.
Upon assessment, if they are deemed eligible for NHS care funding, they could be entitled to a refund. However, in order to start this process and achieve a possible refund, it would be sensible to seek well informed advice from an experienced professional.
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